Member One Federal Credit Union is a full-service, member-owned financial institution serving the needs of our communities for more than 80 years. We were chartered in 1940 to serve Norfolk & Western Railroad employees and since then, we’ve grown to become one of the region’s largest credit unions. 

Today our membership is more than 137,000 and growing. 

Our financial integrity and stability continue to bring confidence to our members. With assets over $1.42 billion, Member One services extend to more than 700 companies and organizations. We are headquartered in Roanoke, Virginia and operate 15 branch facilities, a Real Estate Center, and a national ATM network

To be our members' favorite solution however they wish to bank with us.

To help our members, employees, and communities flourish.

We reinvest in our members. 

Member One members enjoy higher dividend rates on deposit accounts, lower rates on loans, fewer fees, and 24/7 convenience. And their deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country. 

We also reinvest in our community. 

Each year we give back to area non-profit organizations, charities, and community projects through donations of time, goods, services, and financial support. 

Our bottom line is driven by a commitment to quality service, not making a profit.